Disclaimer and important information

Please note

Results may vary depending on your situation.

No guarantees of financial outcomes are provided. All advice is tailored to individual needs.

The information provided on merinalphoria.com is for general guidance only. We do not guarantee results, and our services do not include investment products or educational offerings. Individual circumstances will affect outcomes. Always seek personal advice before making financial decisions.

General notice

All information and services described on this website are intended for general informational purposes only. Nothing on this site constitutes financial, legal, or other professional advice. Please consult a qualified professional regarding your unique circumstances before acting on any information provided here.

Limitations of liability

While we strive for accuracy, merinalphoria.com and its team accept no liability for losses arising from use of this website or our services.

Advice is provided for informational purposes and is not guaranteed to be error-free or suitable for all situations.

We accept no responsibility for decisions made based on the information found here or in consultations.

We are not liable for any loss, direct or indirect, resulting from use of our website or services.

We do not guarantee the security or availability of our digital services at all times.

Accuracy of information

We strive to ensure all content is current and accurate. However, information may change or become outdated. Users are responsible for verifying details independently before acting.

No warranty is made regarding the accuracy or completeness of website content.

Professional advice warning

All guidance provided is general and not a substitute for personal financial or legal advice. Consult a qualified professional for specific recommendations.

External links

Links to third-party websites are provided for convenience. We do not endorse or control external content and are not responsible for their practices or policies.

Results and performance disclaimer

Past performance does not guarantee future results. Individual outcomes will differ based on personal circumstances.

Variation of outcomes

Outcomes from our services may differ for each client. Many factors influence individual results.

Financial services disclaimer

We do not sell or promote specific financial products or investments. Our services are limited to consultations and reviews.

No advice on specific investment products or securities is provided.

Analytical reviews and consultations are general in nature and tailored to your needs.

APR rates, fees, and terms are clearly disclosed for all subscription services.

Jurisdiction and governing law

This website and our services are governed by Australian law.

All users agree to comply with applicable Australian regulations and laws when using our website and services.

Australian law applies to all services and website use.

Users are responsible for compliance with their local laws and regulations.

Indemnification

By using our services, you agree to indemnify merinalphoria.com and its team against any claims or losses arising from your use of the website or services.

Severability

If any part of this disclaimer is found invalid, the remainder will remain in effect.

Modifications

We may update this disclaimer at any time. Continued use of the website means acceptance of changes.

Contact us

For questions about this disclaimer or our services, please get in touch.

Email address: content@merinalphoria.com

Phone number: +61378909743

Office address: Level 21, 345 Queen Street, Brisbane, QLD 4000 Australia

Effective date: September 6, 2025

Last updated: September 6, 2025